Military Health Care

Retirees and their eligible family members continue to be eligible for military health care. They must continue to be enrolled in the Defense Enrollment Eligibility Reporting System (DEERS) and have a current ID card. Those who are under 65 and not eligible for Medicare may use TRICARE Standard or enroll in TRICARE Prime. Those over 65 and eligible for Medicare may use the TRICARE For Life Program. Click her for more information about TRICARE Health Care Programs to include Tricare for Life.

Those retirees and their families who had been enrolled in TRICARE Prime must disenroll and re-enroll under their new status. There is an enrollment fee required for retirees (presently $460 a year for retired service members and their families) with deductibles and co-pays. TRICARE Prime is not available in all areas of the country.

TRICARE For Life (TFL) offers Medicare wrap around coverage to TRICARE beneficiaries, regardless of age, who are entitled to premium-free Medicare Part A and have Medicare Part B coverage (active duty family members are not required to have Part B). Under TFL, Medicare is the primary payer and TRICARE acts as secondary payer minimizing beneficiaries’ out-of-pocket expenses. TRICARE typically covers Medicare's coinsurance and deductible.

TFL beneficiaries may receive care from any Medicare-certified provider.  The provider files the claims with Medicare; Medicare pays its portion and electronically forwards the claim to the TFL claims processor (as long as the beneficiary has no other health insurance).  TFL pays the provider directly.

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Until military families are relieved of the weight of war, we hope you will continue to contribute to their wellbeing.

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