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Forever GI Bill 360px

The GI Bill Gets a Makeover

March 20, 2018

A few months ago, Congress passed the Harry W. Colmery Veterans Educational Assistance Act, commonly referred to as the Forever GI Bill. These new benefits are actually expansions to the Post-9/11 GI Bill, and include 31 new provisions that aids service members and their dependents. NMFA recently sat down with Veterans Affairs Director of Education Services, Rob Worley, to learn more about the Forever GI Bill and how the new provisions might impact military families. Elimination of the 15-year Limitation Previously, service members were requ…

Military Kids Education 2018

Frequent Moves Take Their Toll on Military Kids

March 15, 2018

As if moving to a new area, finding new friends, and being the new kid all the time isn’t enough, our nation’s military kids are subjected to an academic rollercoaster every two to three years. On average, military-connected students will attend between six to nine schools between kindergarten and their senior year of high school. Military families worry about the effects of these frequent transitions, and how the results will impact their child’s academic success. After a PCS, most military-connected kids will either be for…

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NMFA Supports WWP and Others at Annual Senate Committee Hearing

March 13, 2018

On March 6, a Joint session of the House and Senate Committees on Veterans’ Affairs heard presentations from nine veteran service organizations, including NMFA partner, Wounded Warrior Project (WWP), among others. Representatives from each organization outlined their legislative priorities for 2018, and NMFA was there to support them throughout their testimony. The testimonies addressed veteran issues, many of which are complex problems NMFA is passionate about finding solutions for, like those our nation’s Medicare-eligible wounde…

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New TRICARE Co-Pays Leave Military Families in Sticker Shock

March 8, 2018

Military families are speaking out against the steep increase in their out-of-pocket health care costs. NMFA has received numerous emails from families experiencing sticker shock after receiving bills for their 2018 provider visits. The only groups not facing these higher copays are families of active duty service members (ADFM) on TRICARE Prime and TRICARE for Life patients over 65. Many families are blaming TRICARE contractors for the increase, but this time, Humana and HealthNet are not to blame. These copay hikes are coming from our own De…

Military Saves 2018 360px

Military Saves Week: How to Stop Living Paycheck to Paycheck

March 1, 2018

Living paycheck to paycheck is no picnic. Yet many military families face this financial hardship due to frequent relocations. Many dual-income families face this financial challenge when military spouses are forced to look for new employment after each PCS; oftentimes searching for months to no avail. Military Saves Week, happening February 26 - March 3, 2018, encourages service members and their families to dive deeper into their financial situations by assessing their financial habits and making a pledge to start saving money. But how are …

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This School Voucher Plan Is Not the Answer for Military Families

March 1, 2018

Military families most often do not have control over many aspects of military life, such as the number of PCS moves they will make over time, the length or frequency of military deployments and sometimes, whether or not their child will be in a desirable school district. A recent proposal through the Heritage Foundation attempts to promote school choice for military families by turning Federal Impact Aid funds into a voucher system they refer to as Education Savings Accounts (ESA). The idea that military families would have more control over …

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Top 3 Myths about Overqualified Military Spouses

February 27, 2018

Cities near military installations often have a high population of military spouses looking for work, so the labor market becomes saturated. Most spouses search for months without finding suitable employment, only to find a position where their skills go underutilized and their education doesn’t even apply. Sound familiar? We thought so. Hiring managers think they know why most military spouses are looking for work, but many of those same hiring managers write off exceptionally over-qualified military spouses as potential employees beca…

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Paid Family Leave Allows Working Military Spouses to Focus on Family and Career

February 22, 2018

The Family and Medical Leave Act (FMLA) has helped millions of employees across the country keep their jobs while they take time off to care for an ailing family member. We’ve championed military expansions so military family members can use FMLA for deployment issues, or to care for an ill or injured service member. These protections allow you to keep your job while taking care of your family, but only in an unpaid status. However, it’s possible that you may be able to receive Paid Family Leave. Paid Family Leave (PFL) is exactly…

OPC 2018 360px

Military Kids Find Their Tribe at Operation Purple Camp

February 20, 2018

Being a military kid can be a tough job, and not many other kids understand what it’s like. At NMFA, we know military kids serve too. And to support our awesome pint-sized heroes, we started Operation Purple Camps® (OPC). These FREE weeklong camps bring together military-connected children from all walks of life. Their parents are active duty, Reserve, Guard or veteran military service members. In some families, both parents have served. Some of the campers’ parents are deployed, while others are going through the challenges of…

Kelly Hruska

NMFA Urges Senate Committee to Hold DoD Accountable

February 15, 2018

Through 17 years of war, repeat deployments, and other challenges, military families have faced their share of sacrifices in the name of freedom and justice for all. We’ve heard stories from military families, like yours, about health care experiences, struggles obtaining child care, and transition difficulties after leaving military service. And yesterday, NMFA shared some of those stories with the Personnel Subcommittee of the Senate Armed Services Committee during a hearing about military personnel programs and military family readines…


No Notes, No Records, No Problem: MFLCs Explained

February 13, 2018

“If something doesn’t change, I’m going to lose my mind.” Sarah Cassidy is married to a Chris, a Marine who travels frequently. “Sometimes he’ll only be home for a few days before he has to pick up and leave for another week or two,” said Sarah. “We never have a chance to get a routine underway like most families would during a deployment. If we do manage to nail something down, it just gets screwed up again when he gets home!” It’s not uncommon for complaints, like Sarah’s, t…

Book with FMLA

Family and Medical Leave Act: What is it and Can Military Families Use It?

February 5, 2018

Twenty-five years ago today, President Bill Clinton signed the Family and Medical Leave Act (FMLA); the first and only national law allowing millions of Americans to take time off of work without the threat of losing their jobs. The FMLA was designed to help American employees meet today’s demands between work and family life. Eligible employees are able to take up to 12 weeks of unpaid, job-protected leave each year for a serious health condition, or to care for a family member with a serious health condition. It can also be used for ma…

Military Family Taxes 2018 360px

Tax Season Tips for Military Families

January 30, 2018

Tax season can be a confusing time for everyone, and for military families, even more so. Thankfully, there are plenty of organizations and resources available to help military families with their taxes. As you prepare to begin filing your taxes for the year, it’s important that you have all necessary documentation to complete the process. Examples of these documents include: Your family’s personal information, such as Social Security numbers; W2 form(s) from each employer you worked from over the last year. If your servi…

Types of Insurance 360px

5 Types of Insurance Your Military Family Might Need

January 25, 2018

As a military family member, you’re probably familiar with military life insurance, such as the Servicemembers’ Group Life Insurance (SGLI) and Family Servicemembers’ Group Life Insurance (FSGLI). You also most likely depend on the Military Health System and/or TRICARE for your health care needs. However, military families sometimes face unique scenarios specific to military life, such as frequent travel and relocation, and your family may need some of these commonly used insurance products along the way. TRAVEL INSURANCE E…

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Congress is Ending the Shutdown and Turning the Lights Back On….Now What?

January 22, 2018

Congress is set to reopen the government and many military families are breathing a sigh of relief…for now. The short-term funding bill that was passed will only fund the government through February 8. That means Congress has less than three weeks to pass an appropriations bill in order to avoid another government shutdown; essentially “kicking the can down the road”. In the meantime, it’s important to stay vigilant and informed. It’s better to be prepared by asking the question “What if?” than l…

2018 Government Shutdown 360px

The Shutdown Happened: Here’s What You Need to Know

January 17, 2018

No deal. The government shutdown is in effect as of midnight January 20. We’ve been here a few times over the past few years, so we have some idea what families should expect – although there are plenty of unknowns. How will your military family be impacted? Here’s what we know: Will my service member get paid? No. BUT if Congress is able to pass a separate bill to continue military pay, service members should receive compensation as usual. They did this in 2013 with the Pay Our Military Act. If Congress doesn’t pass…

Military Spouse Entrepreneurship 360px

Here’s What You Need to Know About Starting a Business

January 16, 2018

The career life of a military spouse often has a lot of starts and stops. Frequent PCS moves are usually the main culprit of military spouse employment issues, since most jobs require an on-site presence. In an effort to side-step the frustration of job searching every few years, many spouses are moving towards entrepreneurship, which allows them to move their business (and income) with them with each new PCS Many military spouses toy with the idea of owning their own business, but are often hesitant to make the jump due to lack of funding, o…

Today's Army Spouse

New Survey Invites Army Spouses to Speak Up

January 11, 2018

We may soon find out how well the Army is doing in meeting the needs of spouses and families. This month, the RAND Corporation will be conducting a survey to provide an opportunity for spouses of active duty soldiers to voice their concerns about challenges they face and the services they find helpful to overcome those issues. A postcard invitation to complete the survey is being mailed out to a random sampling of Army spouses living in the United States. The RAND survey comes on the heels of the 2017 study, “Today's Soldier: Assessing …

2017 Year in Review

NMFA Year in Review

January 1, 2018

With 2017 in the rear-view mirror, NMFA is busy moving down the road to take 2018 by storm. 2017 was filled with many changes, including TRICARE reform, a new Administration, and international conflicts that have kept over 300,000 troops deployed worldwide. NMFA has worked tirelessly on behalf of service members and their families and will continue with that commitment into 2018 and beyond. For now, let’s take a look back at our Association’s efforts to support military families, like yours, this year. NMFA was founded with the…

Deployment Cycle of Emotions 360px

Deployment Cycle of Emotions: No, You’re Not Crazy

December 20, 2017

Every military family will have a different set of challenges when experiencing deployments. Likewise, each member of a military family will have different reactions based on their unique placement in the family. Experts have studied the cycle of emotions military families encounter during deployment and have found certain emotional characteristics can be identified through different phases throughout each deployment. Most researchers agree there are generally three phases: pre-deployment, mid-deployment and post-deployment. However, some org…

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